My Story
 
I think most people out there have their own idea how someone becomes homeless.  Often they feel it’s Drugs & Alcohol or Mental Illness.  Most people would say “Homelessness can’t happen to me”  To those people to become homeless you would almost need a “How to book”

The sad thing is good hard working people are suddenly finding themselves homeless.  So I wanted to share my story, not for pity but because I think many people who read this will say “wow, that could be me”  Im not perfect, I wont lie and say I did everything right because its easier to look back and find a bunch of shoulda woulda coulda but I tried.

I had a ok childhood. I would not It was a happy 
childhood. My father was physically there for the most
                                     part but not mentally
                                     or emotionally. He 
                                     was in the Military 
                                     and a teacher of 
                                     troubled kids. Made 
                                     for a tough man but 
                                     not a great dad. My 
                                     father did not have 
                                     a short fuse he had 
                                     no fuse.  

                                     The 3 days after graduating from High 
                                     School I was on a plane to Alaska where I 
                                     spent 2 summers as a Rock Climbing 
                                     instructor at a camp run by the Archdiocese 
                                     of Anchorage. The first summer I had a amazing time and experience. Alaska was amazing and I made a lot of friends
I came back to Minnesota for a bit and then returned the following Summer.

                                      The second summer was not as much fun 
                                      as there became serious concerns about 
                                      the Camp Director and a fondness for the
                                      little boys.  We were told by the 
                                      Archdiocese that he use to have problems
                                      but he assured them he was better. (You 
                                      can read between the lines.) 

                                      Several of us told the Archdiocese that if                                                                                     
                                      our concerns were not addressed we would
                                      walk off the job. They said “Fine”
So 1/2 the staff walked off the job.  We thought that move would shut the camp down.  Instead they kept it open, never told parents and pretended it never happened. My return ticket was not for several weeks so the group of us found jobs professionally gutting fish.        
  
In 2001 I found myself homeless for the first time due to events in my life
I learned a lot during those 9 months. The first few months were a blur as I continued to work full time while living out of my car but then 9/11 happened.  Working in the airline industry during that time made things tough.  Over the next few years I would be laid off several times and then called back. The thing that it taught me was to be careful with my money and I promised myself I would never be homeless again. 

But during one of the layoffs I was suppose to be called back and a few of us got skipped over.  When your in a union seniority is a huge thing. You get laid off based on seniority and you get called back based on seniority.  One round there were 3-4 of us that got lost in the shuffle.  It took a while for us to catch it.  Once we did we had to file things with the Union and wait for the process to play out, Once I returned there was the matter of back pay.  Based on the contract it was about $12,000. It was cut and dry. Or so I thought.

One day I get letter in the Mail from the Union thanking me for taking one for the team.  It seems that the Union wanted something from the company (what I was never told)  The company said “fine, we will give you that if you drop this pile of grievances”  The union agreed.  That’s how things got done.  The union 
sacrificed my $12,000 along with other peoples grievances for the good of the union (At least I was told it was for the greater good)  I will admit I was not thrilled but I was happy just to be working again.  After that I did not care much either way for the union.  I showed up for work, did my job and paid my union dues. But I was not a big union cheerleader. 

During those 9 months homeless I felt ashamed.  I kept it a secret.  I tried to be much more hidden.  It worked out well except when a federal fugitive decided to hide out in the area I was sleeping.  One day I was taking a day time nap and I was half hiding under my blanket in the back seat of the car.  I hear a knock on my window and as I get up I realized about 20 cops have guns drawn and aimed at me

Slowly I pulled myself up and after 9 months of being homeless I got a studio apartment in Roseville. A Year later I got a 1 Bed room apartment and then the following year I moved to a nicer 1 bedroom apartment in Burnsville Mn.

During those 3 years I started to realize I had nothing to feel ashamed about.  I realized getting out of a abusive situation was nothing I should feel ashamed about. 

I started to speak out about my past homelessness. I also 
tried getting involved in politics because I felt they
were clueless to the process.  I remember at 1 point
when I tried to get assistance.  I did not have a job and
was driving AND living out of a junker of a car with almost
200,000 miles on it. When I applied I was told I was too 
rich.  They told me my car had about $700 value and I would
need to sell that.  When I asked where would I live since
I was living out of the car they told me I could get on the
2 year waiting list for housing.  When I asked how would I 
get to a job they told me I could take the bus. It just 
felt that they wanted me to dig myself into a deeper hole
before they would try to help me get out of the hole.  To
me that is stupid.  Never really considered myself a 
politician but when you run for office your also given a
platform which I used to speak out about homelessness.  When I ran for Mayor I had a fun time running.  The mayor had been there a long time and I was told 
that if I could get 5% of the vote I should consider that to be very lucky.  
I got 20%

A few months later Francisco Serrano was arrested and that changed everything.
Serrano was a homeless undocumented immigrant who was discovered to be living
in a local High School.  He even took some classes.  The local media went nuts over the story. They wanted to share more on the homeless life story so they
looked for another homeless or former homeless person to talk to that could relate to this story.  They remembered a former homeless guy just lost a mayors race.  I became the go to guy for Minnesota homeless.

                                                From 2002-2005 I rebuilt my                     
                                                life.  I continued to work for                     
                                                Northwest Airlines.  I paid off
                                                debt.  I did a little traveling.  
                                                I enjoyed life.  I was picked to 
                                                do some consumer tests stuff for 
                                                the Pioneer Press.  9 of us for 
                                                a year would test products  and 
                                                report back what we thought.   
                                                For one of the stories I got to 
                                                be on the news during a fashion                         
                                                segment

I traveled but usually day trips because it was cheap especially when you work 
                               for a airline and
                               fly free. One fun
                               trip was traveling
                               to New York and 
                               finding myself on 
                               the Spiderman 2 
                               set. Happened by 
                               accident but I 
                               did get to meet 
                               Kirsten Dunst.  

Things were looking better and better each day.  My only real set back was when a luggage cart tipped over on me.  I have had chronic back pain since and I tore some ligaments in my ankle and some day the Dr’s say I will need it fused.  I was in a cast for a few months But things kept looking up. 

                                2005 Was my year.  During the summer I got the 
                                chance to spend 2 months filming Prairie Home 
                                Companion as a extra.  It was a closed set so 
                                there were times we would be hanging with Meryl 
                                Streep, Kevin Kline, Woddy Harlson and the rest.
                                The experience was amazing. My hope was that I
                                just wanted to be on screen for 1 second. Sure
                                enough, a few minutes into the film I spot 
                                myself just for a second.  We did not get paid
                                but how often can you say that you spent the 
                                day hanging with Meryl Streep.  (Sorry about the 
                                bad picture I took a photo of the tv screen ) 
                                I will admit I did not fully understand the 
                                movie and I had never listened to the radio 
                                show but for me it was the experience.  

Things were going well at Northwest Airlines.  At this point I had been at there 
                                                        5 years.  I had survived                 
                                                        the ups and downs in the 
                                                        airline industry.
                                                        Financially I was doing
                                                        ok. I had paid off a lot 
                                                        of my debt. I have not 
                                                        had a credit card since
                                                        2001 (it’s 2011 and I 
                                                        Still don’t have a 
                                                        Credit Card.  At this 
                                                        point I was making 
                                                        $20.20 a hour with 
                                                        Northwest Airlines 

It came time to take another big step.  Buying a house.  I qualified for a $250,000 house but instead I went small 
and bought a $155,000 town home.  Fast 
Forward to today and the complaint that
people toss out in regards to foreclosure
is

 They must have bought more then they 
    could afford so it’s their fault

 They did not make enough and should    
    never bought a house.

Neither fit me.  I was making $20.20
in a Union Job that I had been at for
almost 6 years and I bought a house almost $100,000 less then I qualified for. 
I thought I was doing the right thing.  My interest rate was high at 9.5% But it was written into my mortgage that if I paid on time for 2 years I could refinance.  












Can you imagine the pride of going from homeless in 2001 to homeowner in 2005 
I qualified for my hose, It was not handed to me. 

But in 2006 I was lifting a bag when I felt a pop in my side. For weeks I saw Dr after Dr trying to figure out how to fix what ever was broken.  I was put on light duty and Northwest started the process to accommodate me into a new position given my new restrictions as outlined in my contract and NWA policy.

But then one day I get a letter from the insurance company saying they had a new Dr that they wanted me to see.  I was seeing top Mn Dr’s and the next thing I know Im at a physical therapist in a strip mall to see a Dr who was 40 min late.

He runs me through a series of tests and I wait a few weeks to get the results.

His result?  Im fat and thus any injury must be my fault.  He went on to say that 






So my injury has healed as long as I don’t bend, twist or lift again?  That If I do the exact injury will show up again in the exact spot but it wont be because of the injury but because of my weight... Huh?  It was like saying someone broken arm is healed as long as they don’t move it.  












So my Range of motion MILD restrictions
Extension considered NORMAL
R & L side bending considered NORMAL
FULL range of motion
External rotation is NORMAL
NORMAL patrick/fabere (whatever that is)
Knees range of motion is Full

So other then some Mild restrictions My movement is Full and normal.  But then 
goes on to say I am fat and have a general lack of conditioning.




So Im out of shape but move just fine. The whole report is filled with odd comments and jabs about my weight.  

Basically my injury was my fault for being over weight and thus NOT a work comp.

Northwest Airlines let me go on the spot.

Several Dr’s saying 1 thing, 1 strip mall Dr saying something different and because strip mall Dr’s decision gets the insurance company off the hook the decide his vote wins.

I was NOT fired, I was let go.  My job required me to lift 75 pounds.  Had it been a work comp Northwest Airlines would have accommodated me but because it was now deemed my fault due to my weight Northwest was now off the hook.  I was let go for not being able to perform my job and was let go on the spot

My union Rep tells me to go directly to my District Union office and who to talk to.  So I go to my District, my Union gave the guy he told me to see a heads up that I was coming.  I show up, he meets me,  I have the Dr report in my hand. And right off the bat he says “We don’t do medical issues, were not Dr’s” I tried to get him to look at the report which I considered a joke and he told me it would not do any good.

I don’t/didn’t buy that.  Yes,  the Union is not made up of Dr’s but to not look at the report?  If someone got Aids and the company found out and let that person go citing medical issues, the Union won’t look into that?  What if the company found out a person had cancer and fired them for that citing medical issues.  So the idea that the Union would just accept “medical issue” as a reason without looking into seems wrong.  

My getting let go was done by upper management.  The good news was not all management felt what happened was right.  I had gotten a lawyer and we were taking it to court.  The down side was that the court process was over a year long.  So some in Northwest Airlines Management helped me find a job within Northwest. I wasn’t fired, just unable to perform the job I was hired for and on my own.

So the goal was to find a job that were within my restrictions that I could do pending my court hearing.  We found a job but it was at a $1000 a month pay cut and loss of seniority.  

The understanding was WIN the court case and EVERYTHING would change. The court
case was not for Money but for WORDING.  Work Comp or Fat.  If it became a work comp 
The union would get involved because work comp isnt a medical issue
Any loss of pay/seniority would be made up and Id get back pay
NWA would finally better accommodate me into a new position

So I worked my new job at Northwest while I waited for my hearing.  Some have asked was there any ill will aimed at me in my new job. My answer,None.  In fact Northwest Airlines had 8 of us including myself fly out to Eugene Oregon to












represent the company for the 2008 Olympic Tim Trials for several days.  I was also 1 of 50 Northwest Airlines employees who got to fly in a Rare test flight









        



of the A380 a Double-decker plane.  Its the largest passenger airliner in the world.  It was a experience of a lifetime.  The A380 was just coming out and it was so new that it required so many hours in the air before it could start to take paying passengers.  It came to Minnesota, home of Northwest Airlines and 50 employees and 50 media types and business people got a hour flight on a plane that holds over 500. The point is I did a lot while waiting for my case to be heard that I doubt Northwest would have let me do if lower-mid management had any outright ill will because of the upcoming hearing.

During that year wait my union had no contact with me.

The biggest problem I faced was the pay.  I knew I had to get through the year. My lawyer said if I won Id get back pay but back pay did not pay my mortgage so I picked up all the overtime I could for that year to make up for that loss.



I went from $20.20 down to $13.92 which was a big hit, but I had faith in my case.

I was sure of my case.  I would be getting a lot of back pay after I won my case

In 2008 I felt comfortable enough to do my first 48 State Road trip. I had read about these 3 guys who wanted to see how fast they could drive the 48 states.  I love to drive and I thought how fun to drive all 48 states.  The one thing that troubled me was they got a bunch of press but did not “use it” I thought what a great way to speak out about homeless issues.  Some have said some of us do these crazy things just to get media attention. Fact is if you just stand on a corner and talk about homeless issues nobody would listen. So I did my trip in about 8 days time and was amazed with the coverage I got. But what made it all worth it was emails and letters like this one.













The trip was better then I expected and it is a amazing country, 















Finally my court hearing date arrived.  A few weeks later the judges decision came out,  Several pages but it all came down to 1 paragraph (Dr Hope was My Dr. and Helms was the strip mall Dr
















It is “unclear” how their Dr reached his conclusion

Their Dr “offers no anatomical explanation for such a casual connection”

Their Dr offers no “logic or common sense”

In english what the judge is saying 

“YOU CANT JUST LOOK AT A PERSON AND SAY YOUR FAT, ANY INJURY MUST BE YOUR FAULT” 

It was what I had been saying for a year and to have a judge come out so strongly in her entire decision against what Northwest did felt amazing. 

But just because I won, does not mean I won. 

First thing I did was go to my Union because it was no longer a medical issue but rather a Work Comp.  My union would not look at the Dr report.  A report that a Minnesota judge ruled lacked logic and common sense and had NO anatomical explanation.  I was upset because had my union actually read the report as I had asked over a year before things might have moved faster.  

So what was their response  “Be thankful you have a job.”  They figured I had gotten this far, I had a job just be happy.

The next thing was to get back pay so I did not have to work insane hours. But when I first learned id get back pay I failed to ask the right questions.  The biggest question being HOW was back pay calculated.  I figured for every hour I worked at $13.00 pay would be recalculated at the $20 rate or if I worked 40 hours they would give me a additional $7 x 40 for the year.  Over time worked would be refigured as well.  Turns out they do a much easier way.  They look at your pay check avg before injury and compare that number to your new avg. So if before my injury I was getting $2000 a check and now I was getting $1500 the insurance company would give me $500 x 1 year.  So when they looked at my paycheck it was (making this number up cause its easier) $2000 pre injury and $2000 now.  The insurance company did not care I was working a extra 20 hours a week The insurance company came out and said “Hes making the same amount ZERO backpay owed. 

I was shocked, but it was my fault.  I never asked.  At the same time I knew I would not have made it that year making $1000 less a month for a year while I waited.  I tried going to my union again and again their reply was just “be happy you have a job”  

Around that time the Northwest/Delta merger talks heated up.  Northwest stared saving it’s money to look bigger so it held off on overtime for everyone. We tried to get the insurance to recalculate my back pay but they were not obligated.  To them they saw that for a year I had made almost the same. To them that was good enough.  

I suddenly saw where I was heading and it wasn’t good.  My mortgage had been sold to various groups and currently was with Litton Loans and with my credit union of 33 years,  I knew my first step was to refinance.  I had paid my mortgage on time so far so I knew I should be able to. But Litton said they did not do refinances and my credit union replied with 1 sentence “pay or lose your house”

I was lost. My Contract and NWA’s own policy say 1 thing yet Im not seeing it










Before the fat report came out It was viewed as a work comp.  A guy named Greg Lambert with NWA was in charge of the accommodation program.  I qualified and we were working on setting me up for a job same union, same seniority and same pay.

What stopped this process was the Fat report that changed it from a work comp to my fault.  Now I had a judge ruling that ruled the fat report crap and reverted everything back to BEFORE the report.  I had qualified back then for accommodation and nothing had changed.  The job I was at now was like a loaner car, something you get while your real job is being worked out.

But everything there was so Union focused.  Without the union getting involved I was kept silent. 

For weeks I continued to try to get my back to refinance and they refused to talk.

Then I was Dealt a new blow.  Just a few months after winning my case I was informed that my department was cutting by 1 and given that I no longer had seniority I became that 1 to lose my job.

So suddenly there I was.  I was working in a department I should never have been assigned to. Making $1000 a month less then I should have been and having a seniority that was incorrect. Talk about wrong place wrong time. I was told given the merger my only real option was to take the severance.

I accepted the severance and then went right away to the Union. The unions response was you took the severance, there is nothing they could do.

Had the fat report never come out Id still be working today.

Need to pause and explain some things.  The reason I should not have been at that job 


Instead Im suddenly laid off again During the worst economy in my lifetime and im disabled.  For almost 10 year I was with the airline industry which is a very physical job. But now....
I have a well documented bad back
Torn abdominal wall that hurts every time I bent twist or lift
I can no longer lift more then 25 pounds the rest of my life
I have torn ligaments in my ankle that the Dr’s want to fuze

Meaning my resume is almost worthless and my job search even harder then most. 

By this time I had already fallen behind on my mortgage. The one thing I did not see coming at least not as fast as it did was my bank freezing my assets before the sheriff sale had even been announced.  All my assets and savings wiped clean.  I should have seen that coming and moved those to another bank. But I knew I had the severance was coming so that would help a little.

The severance came but it was $3500 short.  I couldn’t win. My lawyer wrote
to their lawyer who responded that
they don’t pay any disability while
a person is laid off which included
adjusting my severance. Basically
what that meant was that once I won
my case there was no incentive to
keep me because if they laid me off 
they do not have to pay a dime.

My lawyer got me 2 professionals
to do my resume and help me with 
my job search and that got me 
nothing. The sherif sale was set
and things were looking bad.

The good news was the woman I was 
dating at the time had space.  She 
was the best thing to ever happen 
to me and I had never been so happy.

She was separated with 3 kids and I
Loved them as my own.  She brought
out the best in my. A few years earlier I told her we were going for a romantic night downtown Minneapolis.  I explained I did not want to park downtown so we would be taking the light rail train down town.  We got to the station and I told her I needed to drop something off.  Next thing she knows were checking

















in for a flight but I did not tell her where we were going till we got to the gate.  We get to the gate and she finds out were going to Toronto.  We arrive in Toronto and hop in the rental car.  Drive 
about a hour to the hotel.  She has no clue
where we were until we got to our hotel 
room and looked out the window that 
overlooked Niagara Falls. We had a 
wonderful 30 hour trip. Over time things 
got more serious. She started to have 
concerns having been married and separated
was she ready to settle down or did she 
not want to be tied down.  Add to that my 
stress level was off the chart.  About a
month before my foreclosure our 
relationship fell apart.  I have nobody
to blame but myself.  But in the event that I lost my house which I was trying so hard to keep she was my back up plan.  Suddenly my plan B was gone and my world was crumbling.  

Could I really become homeless again?

It could not be happening, You get hurt at work and that costs you everything? 

Denial set in. I worked so hard to pull myself in 2001.  I kept looking at my union book and reading what SHOULD have happened after you got hurt at work and none of it happened.  My union did not seem interested even though my contract was walked all over and a judge ruled I was wronged by NWA. And it all stemmed back to the “fat report”

The day before I lost my house I was still in denial. Late that day friends came over to help me mad rush pack and put everything into storage. Dec 18th 2009 I lost the house and have been homeless since then.

I was lost, confused and more.  This was not 
how America worked it’s not how unions work. 
How could the report that a Minnesota 
judge ruled lacked common sense be my downfall?  
When you strip it down, I lost everything 
because a dr did not like me being overweight. 

Being homeless in Minnesota is tough during 
winter.  I am very lucky to have the car.
But it was very tough to lose my house a week 
before christmas and two weeks before my 
birthday.  Two days before my birthday it was
-23 It makes things tough, you feel alone and
helpless.

The one thing I did was get a Lifetime Fitness.
I wanted a place to go and keep warm, have a place
to shower.  To me it was a good investment.  Later it would become a great investment when I met a trainer with Lifetime and I talked about how I wanted to lose weight.  He told me about their team weight loss program and I told him I could not afford it.  He did not pressure me and I appreciated that.  We exchanged names and emails and he told me if I ever changed my mind to let him know.

A few days later I get a email from him asking me to come in. Something seemed odd about that and I worried he found out I was homeless.  I showed up and the trainer told me he looked me up and read my story about the fat report and how I lost my home and was homeless.  He then shocked me saying what happened to me was wrong and that I start their team weight loss program tonight.  I reminded him I could not afford it but he told me it was taken care of.  Several weeks later I had lost bout 17% of my body fat.  I wasn’t losing the weight as much as I wanted because a homeless diet isn’t the best diet.  Add to it a bad ankle, my lifting restrictions and bad back limited the types of workouts I did.  Even a bigger lifesaver was the Lifetime Chiropractor who told me to give him a chance to help with some of my back pain.  I told him I could never afford that esp without health insurance.  He told me to just come in and ive been seeing him since. My back isnt 100% but what he has done has been life changing as far as how much pain I was in 24/7.

I owe the staff of Lifetime a lot Just mentally it was something I needed.

The job search was going poorly.  I was going stir crazy and I needed something to mix up my day to day schedule. I was online and read a story about a turtle in Minnesota that needed to be driven to Kentucky.  So I offered to do it.  I needed a get a way and this was perfect.













I did not expect the reaction the
Tucker the Turtle story got from the
public. It made the news all over and
it became a touching story.  It also
fueled my desire to get back on the road and do the 2nd homeless road trip
that I had been planning. I had been working on it for over a year.  But I kept shooting it down.  
I was homeless
Could I afford it? 
What good could I do?

I gave up on the trip until one day I got a
email from a homeless person saying “This trip 
isn’t about you if you can find a way to do
it you need to do it”

I started selling some of my stuff on Ebay.  
I knew as far as homeless went I was very blessed.  
This was my way to give back. The trip was 
amazing and I learned a lot about myself and others. 



I returned to Minnesota continued job search. March 2011 unemployment ran out making life a little tougher.  But I realize i’ve been lucky.  Am I perfect? No
Did I make all the right moves?  No  But getting hurt at work should not cost you everything.  In the mean time Ive tried to be the best man I can be.  I have strived to help others and in the end I can still hold my head up high.

Hundreds of applications but almost no interviews.  Depression, self doubt filled my head.  

I kept saying to myself  “Homeless defines WHAT I am not WHO I am”  I kept going back to my so called court “win”  To have a Judge say 




                                      
                                       As well as





And yet I lost EVERYTHING.  No facts, No medical or anatomical facts yet this Dr report cost me my job and my home. This wasn’t a case of two different Dr’s reaching two different conclusions.  This wasn’t they agree to disagree.  This was 1 Dr forming a opinion based on a bias.  To have a Judge tell a Dr he is unclear, lacks medical evidence, lacks logic & common sense is a shocking statement.  Northwest Airlines let me go because of that report.  

By Summer 2011 it was a race against time and money.  With Unemployment running out and getting nothing in disability my money was running out fast.  I was putting in for any job possible. But found nothing.  My meal budget daily was $5 by late summer. 

At the same time there grew a growing political interest in my story.  A Minnesota Senator had invited me to the Capital to meet with him and a effort is being made to get me a meeting with the Governor. Given Delta has a Hub here there is strong ties between the Governors office and Delta. The hope is The Governors office can put in a good word request for Delta to review my situation. Also US Rep Keith Ellison said he would like to meet with me.  Both are great news, the only downside is If your rich and powerful you get a meeting right away.  If your a avg person you get put on a waiting list and their people will get back to you someday.  I keep reading how the Governor met with the owners of the Minnesota Vikings.  I wonder if they went through the same waiting process I have to go through.

Have I made perfect choices?  Of course not.  Im not perfect. But the last few years have been a nightmare.  Losing my house and job over a BS Dr’s report and now on the verge of losing my car because the insurance company is sitting on a check because they want to drag out the process.

How much more do I have to lose??

Lifting 1 single bag while doing my job cost me
   -the ability to lift over 20 lbs the rest of my life
   -my job of 6 plus years
   -my home
   -ruined my credit
   -and now will cost me my car

At what point have I sacrificed enough? 

Im tired of being told that what happened was wrong yet here I am.

Im tired of fighting. Im tired of trying to survive.  Im scared to death to lose my car.

Im tired of it all.   I just want to wake up, find out it was a bad dream and go....... 






















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